The police should be involved to file a report, which will contain important details that can be used as evidence against the at-fault driver. An uninsured driver may not want to get law enforcement involved out of fear of the consequences of being uninsured, but being compensated fairly is what is most important.
The at-fault driver chose to take a risk, neglecting to get car insurance, and you do not have to cover for them and miss out on the financial award you deserve.
Pictures of the scene, your vehicle, and your injuries can also help your case if you have them. If nearby video surveillance recorded the accident, this is significantly helpful if the at-fault driver denies causing the accident.
You may also want to take a picture of their license plate. You need to exchange contact information with the other driver and witnesses. Statements that witnesses are willing to give can really strengthen a case. Make sure you report the accident to your insurance company, too. If the other driver has insufficient coverage, you will learn what your insurance company can provide you with when you contact them.
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If you are in a car accident and found to be driving without valid insurance, many states also impose criminal or administrative penalties. Almost every state will punish you by fine of hundreds or even thousands of dollars. In addition, the Department of Motor Vehicles in most states will also impose penalties that include the suspension or revocation of your driver's license, usually for a period from a few months to one year. The information provided on this site is not legal advice, does not constitute a lawyer referral service, and no attorney-client or confidential relationship is or will be formed by use of the site.
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